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Motorcycles

The best motorcycle insurance has your back no matter what happens on (and off) the road. Of course, your premium ultimately depends on you, your bike, and your riding habits. Motorcycle insurance is required by law in many states. Besides that, it can protect you from losing your assets (home and savings) if you're responsible for causing personal injuries or property damage. It can also cover your medical bills, theft and damage from vandalism.


Florida is considered a "no-fault" state, meaning you are required to have personal injury protection (PIP) coverage for your automobile. These no-fault laws do not apply to motorcyclists. Florida law does not require motorcycle insurance. Helmets: Motorcyclists who are at least 21 years old and have a minimum of $10,000 with a medical insurance policy don't have to wear helmets while operating their bikes. However, every motorcyclist, regardless of age or insurance, must wear eye protection unless the motorcycle has a windshield. Here at Clover Insurance Agency we can compare quotes from multiple companies to get you the best price.